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Millstones could not be pledged (Deuteronomy 24:6), as they were necessary in every family.

Limitations are prescribed by the law to the taking of a pledge from the borrower. A mill, or millstone, or upper garment, when given as a pledge, could not be kept over night (Exodus 22:26-27). The outer garment in which a man slept at night, if taken in pledge, was to be returned before sunset (Exodus 22:26-27; Deuteronomy 24:12-13). A widow’s garment (Deuteronomy 24:17) and a millstone (6) could not be taken. A creditor could not enter the house to reclaim a pledge, but must remain outside till the borrower brought it (10-11).

Reuben pledged his life and the life of his sons when Jacob was unwilling to let Benjamin go down into Egypt.